Here at Retirement Planology, we help small to medium-sized businesses make smart decisions on the retirement plans they offer their employees. Of course there are costs associated with running a retirement plan. Many businesses are looking for ways to cut those costs, one of which is to opt for a cheap 401k (or a cheap 401k advisor). But should plan sponsors go that route? Let’s explore.

One of our clients recently asked if they should restructure their employer contribution as a match. My answer: Yes! Matching contributions increase plan participation and encourage better savings rates. Let's take a look at the research and see how employer matching makes a difference.

Fiduciary liability is a big responsibility for plan sponsors, the plan committee, and those involved with running an organization's retirement plan for the benefit of the participants. Here are things you should know about fiduciary liability and how outsourcing can possibly help ease the burden.

We talk A LOT about getting good advice and being willing to pay for it from smart, savvy providers. Here’s a great example of why it’s so important to consider the savings behavior and demographics of your particular workforce, the goals of your plan, and company cash flow when designing your company retirement plan.

Why should your retirement advisor have a seat at the benefits table? Well, if we’ve met with your employees, there’s a pretty darn good chance we know what kinds of benefits they would appreciate, for one thing.

Julie Simmons, SPHR, SHRM-SCP, outsourced HR, recently talked about compensation strategy and how it relates to office culture, total rewards, inflation, etc. Here’s an overview of the discussion.

I recently chatted with J.D. Carlson of Plan Design Consultants and the podcast Retireholiks about Pooled Employer Plans, disruptors, and lots of other topics. Read on for the recap plus a little more I didn’t get to say.

On a recent LinkedIn Live, Chris Augelli from T. Rowe Price and I talked through common fiduciary misperceptions and what you SHOULD be paying attention to in your retirement plan. What can we learn from the litigation that’s been making headlines recently?

What does DEI have to do with employee benefits communications? Plenty! Read on for highlights of my chat with Rosalyn Brown, CPRS, on how we can address gaps in communication and unconscious bias in the financial services industry.

Understanding how inflation is impacting the buying power of workers’ take-home pay—and what you can do to better align with employee needs—can help your organization improve talent acquisition and long-term retention.

One of our clients recently posed this question to us: “We have some foreign employees coming on board; what do we need to be thinking about for them regarding our 401(k) plan?” Read on for our answer!

Marina Edwards, Senior DC Specialist at Invesco, and I spoke about cybersecurity in retirement plans. Marina specializes in fiduciary risk mitigation strategies for plan sponsors, and we had a chance to discuss practical tips that plan sponsors can take that will make a big impact.

Trouble getting your employees back in the office? You’re not alone -- a number of surveys have shown that there is a lot of reluctance on the part of workers to return to the office environment. Our take on why? Work is broken. Read on for the fix.

What should communication and retention in the “new normal” look like? One thing’s for sure - if you’re going to move forward with a hybrid workplace, it’s more important than ever to figure out how you’re going to relay information to your employees (specifically around your benefits and retirement plan).

With all the mergers and acquisitions taking place in the retirement plan industry, it’s time to take a hard look at your plan (and plan providers) and figure out if it’s a good time to see what else out there might serve you better (spoiler alerts: it IS a good time to do so).

Does tailoring financial wellness programs to women and their unique challenges make sense for companies? That was the topic of my recent Linkedin Live with Jessica Ruggles, Financial Wellness Strategist with Prudential Financial.

Recently I was a panelist with Amanda Devery, CCP, GRP, Vice President, Total Rewards for Envista on the webinar Building Competitive Total Rewards for Executives hosted by Cordia Resources and Human Capital Strategic Consulting. Here’s a recap of our discussion on constructing total rewards for executives and a few elaborations.

Recently I did a LinkedIn Live with Jill James of Sif Industries - we discussed small business finance and retirement plans. Here's an overview of our chat in Q&A format, plus some of the things that I wish I had thought to share with you!

Financial wellness programs have become increasingly popular in recent years, with many businesses eager to ease the financial stress of their employees. But is it right for YOUR business? Here are 3 questions to ponder before you set out to offer such a program.

I recently had the opportunity to chat with Meghan Dotter, Founder & CEO of Portico PR, a public relations firm in Washington DC. Meghan is a presentations specialist who helps her clients effectively and engagingly get their message across. Here are a few highlights from our talk.