What should you be doing in order for you to remain compliant with your benefits? That’s the question I posed to Jessica Du Bois of Risk Strategies in a recent LinkedIn Live conversation. Read on for her answers!

Retirement plan audit rules have recently been updated and it could affect your plan depending on how many participants you have. I pulled in Mark Blackburn of accounting firm LBMC to shed some light on the new rules, how SECURE 2.0 will affect the auditor industry, and more. 

We’ve reviewed the SECURE 2.0 provisions aimed at those organizations that don’t have a retirement plan yet. Read on for the overview!

SECURE 2.0 is here! It showed up under the Christmas tree appropriately because there are a lot of “gifts,” i.e. great provisions, in it. Here are just some of the provisions we’ve cherry-picked for employers, chunked by effective date for easier reading.

So much of what we do at Retirement Planology is “invisible” to our clients, but it’s imperative work in order to make sure their retirement plans run smoothly. In this article we use a couple of analogies that make the concept of invisible work a bit clearer.

Did you miss our July newsletter? Never fear - you can read it here on the blog!

It’s a brand new year - what should plan sponsors be thinking about as we close out 2021 and begin 2022? Here are 4 items you should have on your end-of-year to-do list. Spoiler alert: math is involved!

On a recent LinkedIn Live I had the chance to chat with Mark Blackburn of LBMC about a “fun” topic - retirement plan audits! (And the audience groans!) Here are some highlights from our discussion on this necessary evil.

On my latest LinkedIn Live: Planology for Plan Sponsors, I pulled in Doug Hoefer of DWC to talk about SECURE, what plan sponsors need to know prior to year-end, and a few other topics. Here are some highlights from our chat.

We recently had a discussion with one of our colleagues at Hertzbach and Co. One of their clients planned to sell their business and terminate their retirement plan as a result. Meanwhile, COVID-19 came and thew a wet blanket of uncertainty on business cashflow. Many small businesses are rethinking whether continuing their employee retirement plan is a good idea or not.

If you’ve wanted to deliver your retirement plan notices electronically instead of being saddled with sending paper (or paying someone else to send paper) and worried that the 2002 guidance was cumbersome and outdated, then good news! On May 21, 2020 the DOL unveiled a new safe harbor for electronic disclosures, effective 60 days following the May 27 publication in the Federal Register.

ERISA Fidelity bonds and fiduciary liability insurance are not the same thing! Make sure you know the difference and what the requirements are.

There are two types of capital preservation funds available for retirement plans: money market and stable value. They couldn’t be more different, especially at a time like today. Read on to find out what makes them different and why/what you should consider before putting each in your company retirement plan.

The CARES Act will make additional retirement plan savings available to participants impacted by the Coronavirus. Here’s a quick overview of relief contained within the Act.

“Have there been changes to your ownership or business structure, including mergers and acquisitions?” We’re not just being nosy! This can affect your retirement plan — that is, your current plan or your budget for it. Here’s a short list of what you might need to think about.

Procrastinators rejoice! The SECURE Act has made some big changes to Safe Harbor plan designs. Historically, plan sponsors had to decide and declare 30 days before the beginning of the plan year if they’d use a safe harbor design. If you’re willing to do a little more, you could have up to a year to retroactively decide to use safe harbor. Read on here.

There has never been a better time to start a new retirement plan for your employees! New plans are half off or better starting January 1, 2020, thanks to the SECURE Act. Read on for the information on this important tax credit and what it can mean for your business.

While folks were busy wrapping last-minute holiday presents, a new law passed affecting retirement plans called the SECURE Act, which stands for “Setting Every Community Up for Retirement Enhancement,” and puts into place numerous provisions intended to strengthen retirement security. This is the biggest piece of retirement legislation since the 2006 Pension Protection Act and nerds like us are excited! Here’s an overview of ten of the big provisions.

It might seem more enticing to put money into an IRA rather than a retirement plan through your workplace, such as a 401(k) or 403(b) plan, but you need to know the IRS rules.

Target Date funds are the most frequently used Qualified Default Investment in a retirement plan, but they often all get lumped together when there are vast differences between offerings. Here’s an overview of what to know.