I was recently asked by podcast host Tony Martignetti of Nonprofit Radio to talk about employee benefits from the perspective of the employee. In the episode, I share the kinds of benefits we are seeing, ideas to consider, and other related topics. Here's the transcript of our conversation for your reading pleasure!

Here at Retirement Planology, we’ve been seeing an increase in RFPs, as have many of our colleagues, so much so it made our trade magazines and Fidelity’s most recent retirement plan sponsor survey. What’s driving this increase, and what might plan sponsors want to consider for their plan?

What should you be doing in order for you to remain compliant with your benefits? That’s the question I posed to Jessica Du Bois of Risk Strategies in a recent LinkedIn Live conversation. Read on for her answers!

We recently conducted a fiduciary training that covered a lot of ground, but we had quite a few questions that we didn’t have the time to go into detail on. Here are the answers to those questions, as well as some resources from the Department of Labor that will help you get a handle on your fiduciary duties.

Here at Retirement Planology, we help small to medium-sized businesses make smart decisions on the retirement plans they offer their employees. Of course there are costs associated with running a retirement plan. Many businesses are looking for ways to cut those costs, one of which is to opt for a cheap 401k (or a cheap 401k advisor). But should plan sponsors go that route? Let’s explore.

One of our clients recently asked if they should restructure their employer contribution as a match. My answer: Yes! Matching contributions increase plan participation and encourage better savings rates. Let's take a look at the research and see how employer matching makes a difference.

Fiduciary liability is a big responsibility for plan sponsors, the plan committee, and those involved with running an organization's retirement plan for the benefit of the participants. Here are things you should know about fiduciary liability and how outsourcing can possibly help ease the burden.

We talk A LOT about getting good advice and being willing to pay for it from smart, savvy providers. Here’s a great example of why it’s so important to consider the savings behavior and demographics of your particular workforce, the goals of your plan, and company cash flow when designing your company retirement plan.

Retirement plan audit rules have recently been updated and it could affect your plan depending on how many participants you have. I pulled in Mark Blackburn of accounting firm LBMC to shed some light on the new rules, how SECURE 2.0 will affect the auditor industry, and more. 

Why should your retirement advisor have a seat at the benefits table? Well, if we’ve met with your employees, there’s a pretty darn good chance we know what kinds of benefits they would appreciate, for one thing.

Julie Simmons, SPHR, SHRM-SCP, outsourced HR, recently talked about compensation strategy and how it relates to office culture, total rewards, inflation, etc. Here’s an overview of the discussion.

We’ve reviewed the SECURE 2.0 provisions aimed at those organizations that don’t have a retirement plan yet. Read on for the overview!

I recently chatted with J.D. Carlson of Plan Design Consultants and the podcast Retireholiks about Pooled Employer Plans, disruptors, and lots of other topics. Read on for the recap plus a little more I didn’t get to say.

SECURE 2.0 is here! It showed up under the Christmas tree appropriately because there are a lot of “gifts,” i.e. great provisions, in it. Here are just some of the provisions we’ve cherry-picked for employers, chunked by effective date for easier reading.

So much of what we do at Retirement Planology is “invisible” to our clients, but it’s imperative work in order to make sure their retirement plans run smoothly. In this article we use a couple of analogies that make the concept of invisible work a bit clearer.

Budgeting - or cash flow management - is the cornerstone of financial wellness. Having a Financial Wellness program is moot if you don’t focus on cash flow management. Here are some best practices for implementing these types of programs in the workplace.

Here’s a guide for what you can say to the three most common reasons we hear that hold employees back from contributing and what we’ve found successful, without crossing the line of giving advice.

On a recent LinkedIn Live, Chris Augelli from T. Rowe Price and I talked through common fiduciary misperceptions and what you SHOULD be paying attention to in your retirement plan. What can we learn from the litigation that’s been making headlines recently?

It’s RFP season for retirement plan advisors, so it’s a good time to discuss the selection process, what mistakes we see committees make, and how to make the whole process go more smoothly…for everyone.

What does DEI have to do with employee benefits communications? Plenty! Read on for highlights of my chat with Rosalyn Brown, CPRS, on how we can address gaps in communication and unconscious bias in the financial services industry.